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Consumer Debt at an All-Time High

Are you part of this growing trend in Boston? According to the American Bankruptcy Institute, research conducted by the Federal Reserve shows that household debt in the United States stands at record ...
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A Small Town Goes Bankrupt

Today, towns, counties and states in America are joining individuals throughout the country who are facing tough financial decisions in the face of shortfalls and losses in revenue. Due to the ...
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Understanding Debt Settlement

Debt settlement is a form of debt reduction where the debtor and the creditor agree on a reduced balance that will be regarded as payment in full. Debt settlement is frequently confused with debt ...
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Should You File for Bankruptcy?

Bankruptcy has long carried a bad reputation, however in recent years; people’s views on bankruptcy have changed. If you are considering your options, Chapter 7 or Chapter 13 bankruptcy might be one ...
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How to Determine if Bankruptcy is Your Next Step

Financial stress is no stranger to many Californians as many are having a difficult time making ends meet. The majority of people want to pay their bills and keep their financial agreements, but life ...
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Foreclosure Defense Can Save Your Home

It was estimated earlier this year that millions of homeowners would be losing their homes this year. Many people got caught up purchasing homes that they could not truly afford and are now in dire ...
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Foreclosure and Bankruptcy Guides

http://www.avvo.com/search/guides_authored_by_search/32256-fl-joshua-cossey-1902089?professional_id=1902089
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Florida’s Foreclosures – When Will it End?

Florida Continues to Lead the Nation in Foreclosures According to RealtyTrac, which tracks foreclosures in all 50 states, Florida ranks as one of the highest states in foreclosure filings. In May of ...
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Foreclosure: How Time is On Your Side

Foreclosures Are Taking Much Longer It has gotten to be common knowledge that Florida has one of the highest foreclosure rates in the country. Along with the increasing number of foreclosures has come ...
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Fear of Foreclosure Brings Homeowners to Sports Arena for Advice

Just this past January, thousands of homeowners came to the Los Angeles Memorial Sports Arena seeking advice to save their homes from foreclosure. Workshops were being given and free one-on-one ...
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Determining If You Qualify for a Chapter 7 Bankruptcy

If you are one of the many Americans who find themselves in trouble financially, you may be looking for solutions to the problem. Depending upon your specific situation, bankruptcy may or may not be ...
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Debt Negotiation Can Bring Quick Relief

When the debt load gets too high, the creditors start relentlessly calling and you get that sinking feeling that you will never catch up, it is time for debt relief. Taking positive actions to relieve ...
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Is it Time for You to Consider Bankruptcy?

If you happen to be one of those individuals who are feeling overwhelmed with the amount of debt you have, you are not alone. Economic recovery is not happening quickly enough and many Americans are ...
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Considerations about Debt Consolidation

Debt consolidation refers to taking out a new loan to pay off a number of other loans. People typically consolidate debt in order to obtain a lower overall interest rate or secure a fixed interest ...
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It’s Not Too Late to Ask for Help

If you feel as if your debt has spiraled out of control, you are not alone. It’s no secret that our economy is in the dumps and that the average unemployment rate hovers around 9 percent. Nor is it ...
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Understanding The Means Test

Overview Filing for Chapter 7 bankruptcy has several advantages for the client seeking to end their debt. It is a relatively quick process that avoids years-long repayment plans in favor of quick, ...
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Frequently Asked Questions: Chapter 7 Vs Chapter 13

Which kind of bankruptcy filing should you choose? One of the most common questions that prospective clients looking into improving their financial situation by filing for bankruptcy have is whether ...
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Creditor Harassment Protection

Avoid The Stress Of Persistent Creditor Abuses If you are facing mounting debt and are afraid that you have nowhere to turn, do not worry! Filing for bankruptcy often seems frightening and difficult, ...
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FAQ: Chapter 7 And Chapter 13

Which One Is Right For Me? If your financial situation is spiraling out of your control and you are unsure of what to do, you may be able to solve your problems by filing for bankruptcy. As the ...
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Emerging From Chapter 7 Bankruptcy

In 2010, there were approximately 1.5 million bankruptcy filings, with the vast majority of individual bankruptcies filed being Chapter 7. Even with the 2005 changes to U.S. bankruptcy laws, the ...
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