March, 2013 Articles
Posted on Mar 26, 2013 By Leavengood, Dauval & Boyle, P.A.
The Florida Consumer Collection Practices Act (FCCPA) protects Florida consumers against certain abuses by those creditors or collection agencies attempting to collect on a debt. This state law ...
Continue reading "The Florida Consumer Collection Practices Act" »
Posted on Mar 25, 2013 By Leavengood, Dauval & Boyle, P.A.
In order to qualify for a Chapter 7 personal bankruptcy in Florida, you will be presumed to be eligible if your monthly income is less than the median income in the state for a household of your size. ...
Continue reading "Qualifying for a Chapter 7 Bankruptcy in Florida" »
Posted on Mar 20, 2013 By Fred P. Kross P.C.
In the state of Georgia, 72,198 personal bankruptcies were filed in 2011. At 7.35 filings per 1,000 people, that put the state at the second-highest in the country in bankruptcy rates. Nevada led the ...
Continue reading "Georgia Ranks High in Bankruptcy Rates" »
Posted on Mar 19, 2013 By Fred P. Kross P.C.
Exemptions are the types of property you are allowed to keep when filing for a personal bankruptcy, such as a Chapter 7 or Chapter 13. Georgia has its own set of exemptions for bankruptcy, which must ...
Continue reading "Exemptions in Georgia Personal Bankruptcies" »
Posted on Mar 13, 2013 By Jacoby & Jacoby
According to the Institute for Financial Literacy, more than one million people filed for bankruptcy in 2008. The demographics associated with this were reported as follows: In terms of education, the ...
Continue reading "Who is filing for bankruptcy?" »
Posted on Mar 13, 2013 By 1st California Law, Inc.
Home foreclosure rates in Orange County and throughout the state are continuing to show a strong decrease in the first two months of 2013. The main reason behind the drop is the Homeowner Bill of ...
Continue reading "Awareness of Options Becomes Increasingly Important as OC Foreclosure Rates Continue to Decrease in 2013" »
Posted on Mar 12, 2013 By Jacoby & Jacoby
A shopping addiction can lead to serious financial problems, especially for those who satisfy their shopping urges through continual credit card usage. This type of compulsive shopping has been ...
Continue reading "Do you have a shopping addiction?" »
Posted on Mar 12, 2013 By 1st California Law, Inc.
For those who find that filing for bankruptcy protection is the right move for them and their family the first thing most often experienced is an enormous sense of relief. The contrast between being ...
Continue reading "What to Expect After a Personal Bankruptcy" »
Posted on Mar 7, 2013 By 1st California Law Inc.
Not everyone qualifies for a Chapter 7 bankruptcy (sometimes referred to as a straight bankruptcy) and there is a specific method used to determine eligibility called "The Means Test." The ...
Continue reading "How Do You Know If You Qualify For Bankruptcy?" »
Posted on Mar 6, 2013 By Glanzer & Associates, P.C.
When filing for bankruptcy in Illinois, you must follow the state laws regarding exempt property. This is property and assets which cannot be used by the bankruptcy court in your case. Such property ...
Continue reading "Exemptions in Illinois Bankruptcy Cases" »
Posted on Mar 5, 2013 By Glanzer & Associates, P.C.
In a report published by the Albuquerque Journal, Americans filing for personal bankruptcies in the past few years are doing so with less debt and less assets. The reduction in debt may be due to the ...
Continue reading "Repeat Bankruptcy Filers Increasing" »
Posted on Mar 5, 2013 By Price Law Group
Some New York residents hit hard by hurricane Sandy last October are still waiting to receive insurance payments that they desperately need. The reason for the hold up? According to Governor Andrew ...
Continue reading "$200 Million in Sandy Insurance Claims Still Being Held Up by Banks" »
Posted on Mar 5, 2013 By San Diego Bankruptcy Pros
California is ranked number 8 on the list of foreclosures in the U.S. for the month of January but the number of foreclosures in the state is down by 39% from December 2012 and down 65% compared to ...
Continue reading "Short Sales Lead to a Decrease in San Diego Foreclosures" »
Posted on Mar 4, 2013 By Price Law Group
Creditors filed complaints with the U.S. Bankruptcy Court this week alleging that John Smith, former coach for the Arkansas Razorbacks football team, committed two acts of fraud when he filed for ...
Continue reading "Coach Accused of Bankruptcy Fraud by Creditors" »
Posted on Mar 4, 2013 By San Diego Bankruptcy Pros
The last thing anyone needs when experiencing the stress of overwhelming debt is to have hostile collection calls day and night. If creditors and collections agents are calling you excessively or ...
Continue reading "Are You Fed Up with Being Harassed by Creditors?" »