February, 2013 Articles

Personal Bankruptcy Counseling and Education Requirements

Since 2005, changes made to federal bankruptcy laws require that those who file for personal bankruptcy must complete credit counseling before filing and debtor education after filing. Only ...
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Misconceptions about Personal Bankruptcy

Many misconceptions persist concerning bankruptcy, its process, consequences, and reflection of character. Many people do everything they can to avoid becoming another bankruptcy statistic, feeling ...
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Rising Student Loan Debt Seen by Bankruptcy Lawyers

The National Association of Consumer Bankruptcy Attorneys released a survey recently which showed that close to half of all U.S. bankruptcy attorneys have noted a rise in student loan debt for their ...
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Your FICO Score

Nearly everyone has heard of the FICO score, that magic number which rates your credit-worthiness. FICO stands for Fair Isaac Corporation, the company that created the standard that is used throughout ...
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Personal Bankruptcies Fall in 2012

Consumer bankruptcy filings decreased in 2012 according to statistics issued by the American Bankruptcy Institute. According to the Executive Director of the Institute, the number of 2012 filings ...
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Is Bankruptcy Right for You?

The consideration of whether to file for a personal bankruptcy can involve tough decisions and a real examination of your financial situation and potential debt relief options. You may consider a ...
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