Find a Local Bankruptcy Attorney / Lawyer near you Sign Up My Account
Find a Bankruptcy Attorney Information Center Latest News Virtual Map

Privacy


Privacy Policy

Professional Web Directories ("PWD") respects your right to privacy, and we want you to be aware of how we collect and handle information on each website covered by this policy.

Privacy Policy Effective Date / Updates

This Privacy Policy is effective as of January 1, 2010. Our business changes constantly. Our Privacy Policy will change also, and information collected through This Website is subject to the Privacy Policy in effect at the time the information is collected (unless you consent otherwise as to information related to you). You are advised to check this web page (or such other page accessible by clicking on the Privacy Policy link in the footer of This Website) frequently to see recent changes. PWD will notify users of any changes to this Privacy Policy by posting the version of the Privacy Policy containing such changes on this web page (or such other page accessible by clicking on the Privacy Policy link in the footer of This Website).

Information PWD Collects

What information does This Website gather?

When you visit This Website, PWD may collect the following types of information:

  • Personally Identifiable Information You Knowingly Provide
  • Information PWD Collects Automatically
  • Non-Personally Identifiable Information You Knowingly Provide

PWD collects personally identifiable information that you knowingly provide to us. For example, PWD may ask you to provide personally identifiable contact information (such as name, address, e-mail address and telephone number). If you purchase a product or service, PWD may ask you to provide additional information such as your credit card information. Additionally, in some cases (for example, if you register with us or sign-in on This Website or purchase a product or service) PWD may also ask you to provide other information such as a personal ID, password, security question and answer, and birthday.

If you choose to use an available referral service on This Website (e.g., to send a postcard, listing, page link, contest invitation, etc.), we will ask for certain personal information from the recipient (e.g., the recipient's name, e-mail address, mobile telephone number) and your name and e-mail address. PWD uses the personally identifiable referral information you provide to facilitate this communication on a one-time basis, and may also store and use such personally identifiable information for analysis purposes (e.g., tracking the success of the referral feature).

You are responsible for the accuracy and completeness of all personally identifiable information that you knowingly provide.

In addition, as you (and other users) browse This Website, our web servers automatically collect certain information about such visits (usually through the use of cookies, JavaScript tags, clear .gif files --also known as "web beacons"-- and the analysis of http headers), such as the user's IP address, the user's domain name, the user's browser type, the user's user agent, how many users visit This Website, which pages the user visits and for how long, the date and time the user accesses This Website, the Internet address of the site from which the user directly linked to This Website and the links on This Website on which the user clicks. In addition, PWD may collect certain search parameters relating to searches conducted by the user which are not entered by the user.

In some cases, we may also collect non-personally identifiable information that you provide, such as search parameters in connection with a search you conduct through This Website, ratings and reviews, and zip code.

To improve the services we can offer you, we may decide to expand This Website's capabilities for obtaining information about users in the future. We will update this Privacy Policy as our practices change to ensure that you are aware of developments in this area.

How does PWD use information collected on This Website?

When users supply personally identifiable information about themselves for a specific purpose (for example, to register to use a feature on This Website, to purchase a product or service, to obtain a listing, to register for a program or to use a feature of a program, or to receive information), we may use such information for such purpose.

We also may use personally identifiable information users provide as we would use the same information obtained in a traditional non-electronic manner. For example, we may use such personally identifiable information to assess your credit rating, to publish your name, address, and phone number in our directories, to contact you in connection with a program you are participating in, user reviews and/or to evaluate your service needs, and to contact you regarding additional services you may find useful. When users provide personally identifiable information in connection with a feature on This Website, we may also use such personally identifiable information in connection with the operation of such feature. (For example, if you register to use the personalized directory service, we may use the personally identifiable information you provide to provide you with a more personalized and useful service, and if you create a review of a business on This Website, we may publish your initials, city and state in connection with such review.) When users provide personally identifiable information in connection with a contest, sweepstakes or other promotion that we may run on This Website, we may use such information to administer such contest, sweepstakes or promotion and to notify winners.

We may also use personally identifiable information you provide to communicate with you (e.g., to send you e-mails) and to otherwise serve you. For example, we may use your name and e-mail address to send you e-mails to (a) provide information regarding our company, marketing information about products and services, and newsletters, (b) conduct online surveys, (c) confirm your registration on This Website, a service registration, or orders placed online and (d) otherwise communicate with you.

In addition, PWD may use personally identifiable information you provide and information PWD automatically collects through this website (and may combine personally identifiable information you provide with information PWD automatically collects through This Website and non-personally identifiable information you knowingly provide) as it deems appropriate to protect its property or other rights (for example, to enforce any policies or contractual provisions regarding use of the "ratings and reviews" feature or the "send a listing" feature).

We use information PWD automatically collects through This Website to improve This Website, to monitor its performance, to make This Website easier for you and other users to use, and to manage features and programs made available through This Website..

Can I review and request changes to personally identifiable information that I provide through registration forms on This Website?

If you use an available capability on This Website to register with us and create a profile, at any time after you register and create a profile, you may review and request changes to any personally identifiable information you provided through the registration form, by viewing and updating your profile within the application.

Do you sell or provide my information collected through This Website to companies outside of the "PWD Family?"

We do not sell or disclose personally identifiable information you provide to us through This Website to anyone outside of the "PWD Family" unless (i) you specifically authorize it, (ii) it is to complete a transaction, service or activity that you initiated or requested, (iii) it is to provide a service on behalf of PWD (for example, PWD may contract with an entity outside of the "PWD Family" to send e-mail messages on behalf of PWD), in which case such non- "PWD Family" entities are not permitted to use such information for any purpose other than to provide such service, (iv) it is to assess your credit ranking or report your failure to fulfill your payment obligations in connection with the purchase of (or application to purchase) products or services through This Website, (v) it is required by law or we believe that such action is necessary in order to conform to the edicts of the law, (vi) we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order or legal process served, (vii) we believe that disclosure is necessary to protect the safety of customers, employees or property, or (viii) PWD transfers all or substantially all of its assets to another entity (in which case PWD may disclose, sell and/or otherwise provide personally identifiable information to such entity). If you provide personally identifiable information to us in the context of an event PWD sponsors on This Website with another company, such as a contest, or if you register on a co-sponsored section or feature of This Website, you may also be providing such personally identifiable information to the co-sponsor. When you provide your personally identifiable information to any third party, PWD is not responsible for any third party's use of such personally identifiable information.

PWD may share information it automatically collects through This Website with non-"PWD Family" companies in order to assess the results of a promotion, event or third party relationship, to provide information to current or prospective customers, to complete a transaction, service, search or other activity that the user initiated or requested or to otherwise enhance your online experience. For example, we may provide information PWD automatically collects:

  • When you link to another site from This Website.
  • When you request certain information that PWD obtains from a third party.
  • When we host co-branded versions of This Website (or portions of This Website). Our co-branded websites may also contain clear .gif files (electronic images that allow This Website to automatically collect information about your visit to the website).

When we use third party tracking services to help us analyze automatically collected information in the aggregate to evaluate the effectiveness of This Website, the third parties performing such tracking services are not permitted to use the information for any other purpose.

We may also disclose information PWD automatically collects to non-"PWD Family" companies or entities if (a) it is required by law or we believe that such action is necessary in order to conform to the edicts of the law, (b) we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order or legal process served, (c) we believe that disclosure is necessary to protect the safety of customers, employees or property, or (d) PWD transfers all or substantially all of its assets to another entity (in which case PWD may disclose, sell and/or otherwise provide information PWD automatically collects to such entity).

How long do you retain my information collected through This Website?

Information that you provide to us on This Website will be retained in accordance with PWD's Records Management and Retention Policy and applicable laws.

Do you accommodate links to other sites?

Yes. This Website contains links to other sites.

E-Mail

Does This Website send e-mail to users of This Website?

PWD may send you commercial e-mail messages (unless you have chosen to opt-out of receiving them, with some exceptions, as explained below) and non-commercial e-mail messages (which are not subject to opt-out, as explained below). For example, PWD may send you e-mails to (a) conduct online surveys, (b) provide information regarding our company, information regarding our website(s), marketing information about products and services, and newsletters, and (c) confirm registrations and orders placed online and to otherwise communicate with you as a client or other user of our services. In addition, occasionally, we may use opt-in e-mail lists from third parties to promote our latest specials.

Security

What security measures are in place to restrict access to personally identifiable information?

PWD is committed to protecting your personally identifiable information that you provide through This Website. This Website is protected with a variety of security measures such as change control procedures and physical access controls (and passwords, as applicable). We also implement other control mechanisms in an effort to help protect personally identifiable information that you provide through This Website from being lost, misused or altered inappropriately.

This Website supports 128 bit Secure Socket Layer (SSL) encryption to transmit certain information (e.g., credit card information provided by the user and social security numbers provided by the user). SSL is a transport level technology for authentication and data encryption between a web server and a web browser. SSL sends data over the "socket", which is a secure channel at the connection layer.

Cookies

What is a cookie and why does PWD use them?

A cookie is a small data string our server writes to your hard drive that contains your unique User ID for This Website. Cookies help us to identify new and returning users to This Website, analyze click-stream data, and track historical activity on This Website, which allows us to give you a more personalized, useful experience on This Website.

Cookies help PWD to enhance the user's online experience and can be used to:

  • deliver the appropriate geographic message
  • manage frequency of ad exposure; avoid over delivery of the same message
  • tailor an advertisement or other content to better match your interests and preferences
  • ensure that you see the correct products and pricing applicable to the state in which you live
  • keep track of your order as you order services
  • understand advertising effectiveness
  • manage features and programs made available through This Website

A cookie cannot be used to access or otherwise compromise the data on your hard drive. However, customers are free to delete website cookies. Most internet browsers enable you to erase cookies from your computer hard drive, block all cookies, or receive a warning before a cookie is stored.

You can choose to change your browser settings to disable cookies if you do not want us to establish and maintain a unique User ID. Please be aware that cookies may be required to complete certain functions on This Website, such as ordering products or services, and, also in connection with personalized sections of This website.

However, you need to understand that some websites/ad serving companies have the ability to reestablish your history even after cookie deletion, if you reenter the same site on another occasion, or some other site tracked by the ad serving company/network, and specifically provide personal data.

Deletion of cookies alone does not prevent ad serving companies from reestablishing history on a user. The user must either continue to decline cookies each time it reenters the site to keep the tracking severed, if desired, or opt-out. When you opt-out, your unique user ID cookie is erased and you are reassigned an anonymous, non-id cookie. This new cookie tells websites that you have opted out and they will then know not to attempt to assign other cookies to you in the future. Opt-out cookies do not contain a unique user ID number therefore websites are not able to identify your computer uniquely.

Users who choose to continually delete cookies and not opt out can have their browser advise them each time a website attempts to send a cookie to your system. At that time, you can choose to either Accept or Cancel a cookie. Users who choose to "opt out" after deleting cookies will receive an anonymous/non personally identifiable cookie.

Here is How to Set Your Cookie Preferences: 

  • Microsoft Internet Explorer 5+, 6, 7: From the menu, select Tools and click on Internet Options. Click on the Privacy tab. Click on Default, it should set to "Medium"
  • Mozilla Firefox: From the menu, select Tools and click on Options. Click the Privacy panel. Under Cookies, click check box 'Accept cookies from sites' and 'Accept third-party cookies' check box
  • Netscape 9: From the menu, select Tools and click on Options. Click the Privacy panel and then click on the Cookies label. Click on check box, 'Select cookies from the site'
  • MAC Safari: From menu, click on Safari, select 'Preference'. Click on 'Security'. From 'Accept cookies: click on radio button 'Only from sites you navigate to'
  • MAC Firefox: From menu, click on Firefox, select 'Preference'. Click on 'Privacy'. Under 'Cookies', click check box 'Accept cookies from sites'
  • Other Browsers: Contact the manufacturer of the browser for information

Children's Privacy

Does PWD knowingly collect personal information from children through This Website?

PWD does not knowingly collect personal information from children through This Website. PWD does not request that users provide any personal information through any area of This Website that is directed towards children. PWD may, however, automatically collect certain information regarding users' visits to This Website (for example, the user's IP address, the user's domain name, the user's user agent, which pages the user visits and for how long, the date and time the user accessed This Website and the referral URL) including areas of This Website, if any, that are directed towards children.

We cannot always determine the age of persons who access and use This Website. If a child visits This Website or provides us with the child's information, we encourage the parent or guardian of the child to Contact Us to have such information deleted. This Website, and any site to which users may link from This Website, may contain content provided by advertisers or other third parties that may not be suitable for children. PWD asks parents or legal guardians to assist PWD by supervising any activities of children at This Website.

Contact Information

Who do I contact if I am concerned, or have questions, about my privacy related to This Website?

  • Please visit our Contact Us page.