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- 5 Myths About Unemployment
With President Obama signing the most recent unemployment extension just last week, there has been a lot of press about unemployment benefits. We came across this article WashingtonPost.com that explains the 5 biggest myths about unemployment. Click ... read more +
27-Jul-2010 5:39a
- How Do I Pay Bills Without a Checking Account?
If you don’t have a checking account because of past credit problems or another reason, there are other options that you can use to pay your bills. However, paying bills without a checking account will cost more money. Here are four options and the ... read more +
26-Jul-2010 10:30a
- Do YOU have the capacity to draft a Will in California?
One of the basic requirements of testamentary capacity is whether the testator was mentally competent to draft the will at the time the will was executed. First the person must be at least 18 years of age to draft a will in the state of California. ... read more +
26-Jul-2010 10:24a
- Does My Spouse Also Have to File?
Similar to filing for income taxes, spouses may choose whether or not to file for Chapter 7 or Chapter 13 jointly or individually. Whether or not one or both spouses file will depend on the goals of the couple, however it is 100% voluntary. Because ... read more +
26-Jul-2010 7:00a
- WELCOME!
I am extremely excited to introduce this blog to the citizens of Tampa Bay. It is my goal to make this website as informative and educational as possible. This blog will not only focus on bankruptcies and foreclosures, but also consumer rights. The ... read more +
24-Jul-2010 11:00a
- Homeowners Need More Advocates
A writer by the name of Martin Andelman has a blog called Mandelman Matters. He has written somewhere around three-hundred articles on subjects related to the foreclosure crisis. His analysis is often spot on and his humor is refreshing. The ... read more +
23-Jul-2010 3:56p
- Understanding Life Insurance Trusts
Obtaining Life Insurance coverage is often a part of the estate planning process. If you have multiple life insurance policies you may want to consider a Life Insurance Trust. a life insurance trust is defined as a trust that is created to acquire ... read more +
23-Jul-2010 9:00a
- 5 Consumer Bankruptcy Fresh Start Tips
If you are filing for chapter 13 bankruptcy or chapter 7 , there are several things you can do to ensure a fresh start post-bankruptcy. Below, our legal team has provided 5 tips: 1. Take the time to meet with your lawyer. This will ensure that you ... read more +
23-Jul-2010 7:00a
- When the Creditors Won’t Stop Calling
One of the single biggest benefits of filing for bankruptcy is the automatic stay, which prevents creditors from pursuing any form of debt collection including legal proceedings and threatening phone calls. So what happens when you have filed for ... read more +
23-Jul-2010 7:00a
- 5 Ways To Get the Salary You Want
A job seeker shouldn’t just accept the first offer that is thrown their way just because the job market is a bit rough. We came across an article on Wall Street Journal with some great negotiation tips that we wanted to share with our readers. Click ... read more +
23-Jul-2010 6:40a
- Creating a Legally Binding Marital Agreement
More and more people are choosing to draft marital agreements in the United States to protect their assets and to ensure that important decisions are mutually agreed upon. However, people must remember that certain factors must be met before a ... read more +
22-Jul-2010 4:15p
- Credit Counseling FAQ
Before people can file for Chapter 7 bankruptcy or Chapter 13 bankruptcy , they must complete credit counseling as it is mandatory requirement in the United States. Below, our firm addresses some common questions people have about credit counseling: ... read more +
22-Jul-2010 4:00p
- Auction Date set for Texas Rangers
Daniel Kaplan of the SportsBusiness Journal recently stated that U.S. Bankruptcy Judge Michael Lynn announced that he will uphold the auction of the Texas Rangers, which will take place on August 4 th . Judge Lynn made his announcement at a bid ... read more +
22-Jul-2010 12:46p
- Are you worried about Estate Creditors?
When someone passes away, one headache you may not expect is dealing with the creditors of their estate. You may have been unaware of what debts the decedent had accrued during their lifetime. In order to manage the estate, especially if you are ... read more +
22-Jul-2010 9:00a
- How Do Creditors Make the Decision on How to Grant Credit?
The most important things to for creditors take in consideration while reviewing your credit application is the risk involved in granting you credit. They try to predict whether you will repay your debts by evaluating the following: Character: The ... read more +
22-Jul-2010 6:35a
- Buy, Buy, Buy!!!
It’s no secret that the United States economy is driven by consumer spending. Lenders spend billions of dollars to advertise with subliminal messages that encourage us to “BUY, BUY, BUY,” even if it is means buying on credit. Over a billion credit ... read more +
22-Jul-2010 6:20a
- Why Do People Choose to File for Chapter 7?
Generally, people choose to file for Chapter 7 bankruptcy when they realize that they cannot keep up with their debt. People who consider Chapter 7 usually know that they cannot afford to repay the debt that they owe over time as they would if ... read more +
21-Jul-2010 10:45a
- Why put your Property in a Trust?
Many people who seek out estate planning attorneys do so to reduce their estate taxes and to avoid having to put their property through the probate process. The most commonly used method to avoid the probate process is to place your property in an ... read more +
21-Jul-2010 9:00a
- How are Child Support Awards Determined?
In the state of Florida, a child support order tells a parent exactly what he or she must do to support his or her child. The amount of the child support order that is awarded will always be based upon the laws of the state and the state's child ... read more +
21-Jul-2010 8:00a
- Chapter 12 Bankruptcy
Chapter 12 bankruptcy is reorganization for family farmers and fisherman. Similar to a Chapter 13, a Chapter 12 allows those in these specific professions to work with creditors in order to set up a plan of repayment until completion. According to ... read more +
21-Jul-2010 7:00a
- Watch Me Wednesday: How to Protect Yourself From Credit Card Fraud
Jemma Smith, Head of Public Relations at APACS discusses ways to protect yourself from credit card fraud. read more +
21-Jul-2010 6:20a
- Transitioning After Divorce
Divorce can be life altering for many people. When a couple is married, they get into a routine and take control of differing responsibilities. However, when the relationship comes to an end, spouses have to learn how to cope without one another and ... read more +
20-Jul-2010 11:46a
- BANKRUPTCY AND EMPLOYMENT DISCRIMINATION
Can an employer (current or prospective) discriminate against you if you've filed for a Chapter 7 bankruptcy or a Chapter 13 bankruptcy? This is a question we get quite often. It is the shared concern of people currently employed and considering ... read more +
20-Jul-2010 9:24a
- You don't have to go through Probate to collect Life Insurance Benefits
One of the reasons people chose to have an estate plan set up is to avoid inconvenience or confusion among their loved ones by going through a complicated probate proceeding. Part of estate planning can also include taking out a term life insurance ... read more +
20-Jul-2010 9:00a
- Where are the Bankruptcy Code Amendments needed by Home Owners
Many home owners have spent the last 2 years attempting to save their homes and get out of their mortgage messes with loan modifications. However, when one closely examines this modifications two things become clear. First, that not many modification ... read more +
20-Jul-2010 7:58a
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