What are zombie debts? They are debts that just keep coming back. They never die and they never seem to go away. The reason your debts may be turning into relentless "zombie debts" is because they may have been sold to a collector. Predatory collectors actually "buy" debts at very low prices then set about seeking compensation for those debts from you. You may get harassing phone calls, threats, and e-mails.

Sometimes, these companies will even file credit card lawsuits against you, hoping to force the payment of an old debt on your record. Interestingly, many of the debts that you may be "facing" aren't legitimate. Maybe it's an expense that you paid off years ago, or a debt that was legally resolved in bankruptcy court. If you are still facing harassment for old "zombie" debts, let us help. A bankruptcy attorney can help you to resolve your issues and fight against mistreatment.

When you file for bankruptcy, you debts will all be protected under automatic stay. This means that collectors can no longer call you. You get relief while an attorney helps you to organize your debts. If you are a victim of threats or verbal abuse, you may be able to take other actions, such as a lawsuit against the collectors for violating the Fair Debt Collection Practices Act.

You will want to talk with an accomplished attorney at a local bankruptcy firm today if you would like to learn more! Locate and call immediately and get relief from debts through bankruptcy. With a Chapter 7 bankruptcy, you may be able to discharge some of your "zombie" debts, and a Chapter 11 can help you to repay your debts in a speedy manner. Locate a nearby firm using this directory today to learn more!