Chapter 7 bankruptcy allows individuals to get rid of unsecured debt from credit cards, medical bills, personal loans, and utility bills.
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Chapter 13 bankruptcy allows an individual to retain certain types of personal property by paying back their debt over a set period of time.
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Individuals who file bankruptcy often go on to become homeowners although banks typically require larger down payments.
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Long Island Bankruptcy Lawyer Melvyn Jacoby explains the effect of bankruptcy on a person's credit.
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An attorney from Jacoby & Jacoby will help you find a solution to foreclosure through loan modifications, bankruptcy, or by using other means.
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