Articles From Jacoby & Jacoby

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The Credit Repair Organizations Act

The Credit Repair Organizations Act (CROA) is actually part of the Consumer Credit Protection Act.

Consolidating Your Debts

For those who are facing a situation of overwhelming debt, life may consist of a constant bombardment of harassing phone calls, emails, or letters from creditors or collection agencies and / or ...

New York Bankruptcy Exemptions

Every state has laws that delineate what you are allowed to keep as your own in a bankruptcy case.

Frozen Bank Accounts

When a bank account is frozen, it is temporarily out of service.

Deceptive Notices Worry Already-Stressed Debtors

New York Governor Andrew Cuomo issued a warning to citizens to beware of a misleading tax collection letters.

Do You Have Crippling Tax Debts?

It is fairly well known that certain types of debts such as student loans and tax debts can be very difficult to discharge through filing for bankruptcy.

Long Island Not Sharing in Nation's Improved Home Prices

According to the Case-Shiller Home Price Index, the price of homes across the United States is up by nearly 10 percent over May of last year.

Who is filing for bankruptcy?

According to the Institute for Financial Literacy, more than one million people filed for bankruptcy in 2008.

Do you have a shopping addiction?

A shopping addiction can lead to serious financial problems, especially for those who satisfy their shopping urges through continual credit card usage.

Debt Liquidation: Chapter 7 and You

If you are feeling crushed under the burden of seemingly unending debt, you are not alone!

Debt Reorganization: Chapter 13 and You

If you, like millions of Americans, are suffering from crushing financial debt and feel as though there is no way out, please do not hesitate to seek help!

Report Shows Decline in Chapter 7 Bankruptcy Filings

In a recent report on bankruptcy filings for 2011, it was discovered that Chapter 13 and Chapter 7 bankruptcy filings were lower than in recent years. According to data collected by Epiq Systems, ...

Long Island Lottery Winner Helps Family Avoid Possible Foreclosures

A local man that shared in a major lottery jackpot with 20 co-workers took his new millions in wealth all in stride. The 74-year-old chose not to switch to an extravagant lifestyle but to instead help ...

Suffolk OTB Awaiting Bankruptcy Approval

March 16th – Suffolk OTB is awaiting Chapter 9 bankruptcy approval from the Suffolk County Legislature today. Suffolk Off-Track Betting Corp. filed for Chapter 9 bankruptcy last February after state ...

Long Island Home Décor Co. Buys Competitor in Bankruptcy Auction

Kravet Inc., a Long Island, NY home décor company, founded in 1918 purchases major competitor Brunschwig & Fils for $9.665 million.

How to Put an End to Wage Garnishments

New York State is required to abide by federal laws that were established in order to prevent creditors from taking too much money from a debtor’s disposable income.

Borders among Popular Retailers to File Bankruptcy

Technology has certainly changed the way the world views retail stores. First it was Blockbuster, and now Borders has followed suit by filing Chapter 11 bankruptcy as of last February.

Are You a Victim of Predatory Lending?

Sometimes not being able to pay your loans is not your fault! Predatory lenders trick people into signing loan agreements that they know are impossible for the borrower.

Loan Modification

A loan modification is one solution to foreclosure. By renegotiating the terms of your mortgage, we can help you make your payments manageable and let you keep your home!

Foreclosure Defense

If you have been served with a foreclosure notice, you only have 20 days to file a complaint and fight foreclosure!
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