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All About Bankruptcy Audits

If you file for a Chapter 7 or a Chapter 13 bankruptcy, there is a chance that you may be audited by the U.S. Trustee's office. If the office discovers that you have lied or provided inaccurate ...
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Which Bankruptcy is Best for You?

There are different types of bankruptcy which address specific types of situations a person or business might face. Businesses will mostly like need to file for a Chapter 11 bankruptcy. However, those ...
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7 Mistakes to Avoid When Filing for Bankruptcy

Every type of bankruptcy requires a significant amount of preparation. Your future depends on an accurate bankruptcy filing, so educating yourself on mistakes frequently made during the process can ...
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Common Bankruptcy Myths: Are You Being Fooled?

Bankruptcy is a charged word. And like any charged word, it's packed with images and fears that may not be true—but they certainly feel true. "Filing for bankruptcy is difficult!" ...
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Defend Yourself Against Creditor Harassment: Know Your Rights

If you find yourself if in debt, then you know how debt collectors use underhanded, aggressive tactics to get you to pay your debts. Collection agencies are relentless—and in some cases, ...
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Can Bankruptcy Save Your Home from Foreclosure?

For year, we have associated bankruptcy with debt, moral failure, and other negatively-charged subjects. As economic experts prepare us for an international trade war, people every day are considering ...
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Extreme Couponing: A Money Saving Strategy

When we file for bankruptcy, we drastically cut back on our spending habits. With the help of the bankruptcy court, we create a strict budget and learn how to spend the bare minimum until your debts ...
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Why Seniors Are Turning to Bankruptcy for Asset Protection

These days, more seniors are working than ever before. By 2024, experts expect the number of 65- to 69-year-olds in the workplace to grow to 36 percent (up from 22 percent in 1994). The reasons for ...
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When Can I Refile for Bankruptcy?

After a dismissed case, refiling for bankruptcy can be a challenging task; despite this, achieving a successful declaration of bankruptcy may be the only viable option you have left. However, before ...
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Creditors & the Automatic Stay

Often, when people are having significant debt problems, they fall behind on their credit cards, auto loans, and sometimes their rent or mortgage. Debtors may also be late on their cellphone bill, ...
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How Bankruptcy Affects Your Credit Score

Most people who consider filing Chapter 7 or Chapter 13 bankruptcy ask, "How will filing bankruptcy affect my credit score?" Although a bankruptcy is a negative mark on your credit report, ...
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Holiday Debt and Bankruptcy

During the holidays, bankruptcy attorneys are less busy than usual. Debtors don't want to deal with the stress of filing bankruptcy during what's supposed to be a cheerful holiday season, ...
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Means Test for Chapter 7 Bankruptcy

Debt can affect people emotionally and even physically. If you can't pay your car payment or your mortgage, you may start wondering, "Will the lender repossess my car?" Or you may stay ...
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Can My Social Security Benefits be Garnished?

If you're on Social Security Disability, or if you're receiving your Social Security retirement benefits and you're having financial trouble, you may wonder, "Can creditors garnish my ...
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Bankruptcy FAQs

Are you struggling to make ends meet? Do your regular bills exceed your monthly income? If you are having financial problems and it seems like there is no end in sight, you may want to consider filing ...
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Are You Considering Bankruptcy?

Are your monthly bills more than your monthly income? Have you stopped paying on your credit cards so you can have money for basic necessities, such as gasoline, food, and housing? If your answer is ...
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What Counts as Bankruptcy Fraud?

In the vast majority of cases, when an individual or a married couple ends up in overwhelming debt, they arrived there due to circumstances that were beyond their control, such as a sudden job loss, a ...
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Student Loan Debt and Chapter 13 Bankruptcy

If you have student loan debt and you're having difficulty meeting your financial obligations, you may be wondering, "Can I include my student loans in bankruptcy?" Except in very ...
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Debt Settlement or Chapter 7?

Have you maxed out your credit cards? Have the minimum payments become so high that you cannot afford them? Perhaps you have not been able to keep up with your minimum payments and the interest and ...
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How Many Times Can I File Bankruptcy?

If you filed bankruptcy in the past and you fell on hard times, you may be wondering if and when you can file bankruptcy again. Is it possible? Yes, but it all has to do with timing. Technically, ...
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