2013 Articles
106 results found. Viewing page 2 of 6.
Posted on Aug 19, 2013 By Maida Law Firm, P.C.
When an individual purchases an item such as electronics, a car, home or pretty much any property through a loan or line of credit then that item is subject to repossession if the buyer is unable to ...
Continue reading "Are You being Threatened with Repossession from Creditors?" »
Posted on Aug 15, 2013 By Peter Rasla & Associates, P.L.C.
Many Californians saw their homes go "underwater" in the recent recession when real estate market values plunged throughout the state and the nation. California was one of the hardest hit ...
Continue reading "Strategic Default for an “Underwater” Mortgage" »
Posted on Aug 12, 2013 By Peter Rasla & Associates, P.L.C.
Using credit cards to purchase everything from gasoline to clothes, groceries, restaurant meals, airfare, hotels, and entertainment items is so prevalent in our society that few consumers who have ...
Continue reading "Living Without Credit Cards" »
Posted on Aug 7, 2013 By Hensel Law Office, PLLC
The foreclosure rates throughout Michigan have showed great improvement in the last year and a half which includes the greatly beleaguered Detroit area. The number of reported foreclosed homes over ...
Continue reading "Michigan’s Foreclosure Rate Shows Continued Improvement in Last 6 Months" »
Posted on Aug 5, 2013 By Reister Law Firm
The number of foreclosures in Texas has decreased compared to a year ago. According to information compiled and released by Corelogic, the national foreclosure rate has gone down to 2.61 percent ...
Continue reading "Texas Real Estate Foreclosure Filings Show Hopeful Trend" »
Posted on Aug 5, 2013 By Hensel Law Office, PLLC
Enormous student loan balances are continuing to have a large impact on personal finances. More and more graduates are finding that they must rearrange life goals—both personal and ...
Continue reading "The Role of Student Loans in Personal Financial Troubles" »
Posted on Aug 5, 2013 By Glanzer & Associates, P.C.
NBC Business News reported last month that soaring medical costs is a top factor in why many individuals and families in the U.S. seek bankruptcy protection. According to the news report, 1.7 million ...
Continue reading "Medical Bills Will Push Many Households into Bankruptcy" »
Posted on Aug 2, 2013 By Glanzer & Associates, P.C.
Lien stripping is the process by which a second mortgage may be eliminated for certain homeowners through the Chapter 13 bankruptcy process. In cases where home values have plummeted, many homeowners ...
Continue reading "Lien Stripping Through a Chapter 13 Bankruptcy" »
Posted on Jul 31, 2013 By Reister Law Firm
If you are overwhelmed by debt, inundated with collection calls and see little hope for getting a handle on it all then it's understandable that you may be considering filing for bankruptcy. ...
Continue reading "Are You Considering Filing for Chapter 7 Bankruptcy Protection?" »
Posted on Jul 29, 2013 By Bryant, Logan, Wheeler Law Group, PLC
In 2012, more than 38,000 personal bankruptcy cases were filed in the state of Michigan according to creditcards.com. This group also reported that filings per capita were 5.09 with the state ranked ...
Continue reading "Bankruptcy News and Facts in Michigan" »
Posted on Jul 26, 2013 By Bryant, Logan, Wheeler Law Group, PLC
Exemptions are an important factor in any personal bankruptcy filing, such as Chapter 7 or Chapter 13 petition. When you file for a personal bankruptcy, you are not required to give up all of your ...
Continue reading "Exemptions in a Michigan Personal Bankruptcy" »
Posted on Jul 25, 2013 By Hensel Law Office, PLLC
In 2005, in an effort to apply more stringent standards and prevent those with high income from applying, the bankruptcy laws in this country changed. Those who wish to file for a Chapter 7 ...
Continue reading "The Means Test in a Michigan Bankruptcy Case" »
Posted on Jul 23, 2013 By Hensel Law Office, PLLC
Most people are aware of the negative side of bankruptcy. In fact, you may still consider filing for bankruptcy as a shameful act which will ruin your credit and saddle you with an adverse social ...
Continue reading "Benefits of a Michigan Bankruptcy" »
Posted on Jul 10, 2013 By Peter Rasla & Associates, P.L.C.
NBC News recently reported that 1.7 million American households will be forced into bankruptcy this year due to medical expenses. This makes medical bills the biggest cause of bankruptcy petitions in ...
Continue reading "Medical Bills: A Leading Cause of U.S. Bankruptcies" »
Posted on Jul 10, 2013 By Smith Ortiz, P.C.
Many people these days are facing financial crises. Often these financial problems include overwhelming credit card debt which may have been racked up to pay medical or dental bills, college or ...
Continue reading "Debt Settlement: What it is and How it Works" »
Posted on Jul 8, 2013 By Peter Rasla & Associates, P.L.C.
A Chapter 7 personal bankruptcy is the most common form of petition filed in the U.S. and in California. This is the fastest and easiest form of bankruptcy. Not everyone, however, will qualify for a ...
Continue reading "Chapter 7 Bankruptcy Requirements" »
Posted on Jul 8, 2013 By Smith Ortiz, P.C.
Student loan debt is not generally dischargeable by filing a personal bankruptcy petition. The only way a student loan debt can be addressed through bankruptcy is to prove to the court that it would ...
Continue reading "Student Loans and Bankruptcy" »
Posted on Jul 3, 2013 By The Botros Law Firm
Anyone who files for a personal bankruptcy in Florida needs to do so properly and according to state and federal laws. Bankruptcy is a legal process which gives protection to debtors who cannot repay ...
Continue reading "Bankruptcy Fraud in Florida" »
Posted on Jul 3, 2013 By The Botros Law Firm
According to Bankrate.com, 76 percent of Americans investigated in a recent survey were found to be living from one paycheck to the next with no savings for emergencies. 1,000 adults were surveyed ...
Continue reading "Few Savings for Most Americans" »
Posted on Jul 3, 2013 By Jacoby & Jacoby
Every state has laws that delineate what you are allowed to keep as your own in a bankruptcy case. No matter how much you owe, these laws protect certain property from your creditors, called ...
Continue reading "New York Bankruptcy Exemptions" »
106 results found. Viewing page 2 of 6.